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19
Jan

How to Clear Collections from Your Credit Report

How To Clear Collections From Credit Report

To clean up credit report listings we’ll need to exercise your rights granted by the Fair Credit Reporting Act (FCRA). This legislation gives you the right to challenge and dispute the accuracy of any item on your credit report.

You’ll need to file a credit bureau dispute and you can do this online, over the phone, and by mail. The credit bureaus will investigate by contacting the collection agency and asking for verification on your account and the relevant details.

As per your settlement agreement your account won’t be verified and the FCRA requires the credit bureaus to remove any item on your credit report that is unverifiable. There are abundant and plentiful consumer rights, but few individuals are fully aware or understand exactly how to exercise their rights.

This leaves many folks feeling as is if they’re living the ancient biblical story and they’re David going into battle against Goliath. The credit bureaus and collection agencies have been fined by the FTC for violating consumer rights, over and over again.

Please, avoid being one more of the many victims and take action to protect your consumer rights and Get a FREE credit consultation with certified FICO professional by calling toll-free 1-877-418-7596.